Credit
It is important to note that the bid will always be lower than the ask. If this wasn’t true, then you could buy anything and immediately sell it for more money. Plus, the spread (remember, spread means difference between the bid and ask, which in the previous example was 0.0002) is how the market makers or brokers make their money.
It is said that you must “pay the spread” to trade currencies (or anything else, since in every market the bid is always lower than the ask). It is considered part of the cost of investing.